What is the purpose of FEMA Form 90-123?
FEMA Form 90-123 (also known as the “FEMA Residence Inventory Form”) is a form used to identify the primary residence of an individual who moves or is permanently absent from his or her original residence on the day before the date of enactment of this title, pursuant to NFL regulations.
What should the “Agency” in the name of the residence be? The “Agency” should be “Federal Emergency Management Agency.”
What will happen if I have more than one address for the same person? If you have multiple addresses for the same person, list the primary address and any additional addresses where a member or family member of that person lives or will live when the individual moves.
Where must I put an individual's personal information? Use the address where the person intends to be, not where he or she is. Where the individual intends to be does not necessarily mean the address where the person actually goes to get around. The address should generally be the location that the individual has an established physical presence in.
Where should I put the date or the place that is currently vacant? For vacant land, put the date of the last actual occupancy, or if you own land that is being developed or is vacant, the date of the last actual occupancy.
What if I plan to move a temporary property into my permanent residence for rental purposes? Do so with a temporary permit, or a temporary permit with a date of completion (which is generally the date your permanent resident status expires).
What type of business does the business need to be legal for guns? This is very flexible. Examples of valid businesses include: insurance agencies.
real estate brokers
grocery stores Businesses with a federal license need to ask these questions:
How do I determine the business type of the business?
What is the size of the business?
How is the business established?
How is the employee employed?
How big is the inventory?
How is liability met? How is it distributed? How is liability divided?
What legal authority do I have to establish this business?
What are the qualifications of the business? (Note: This may be different in each state.
Who should complete FEMA Form 90-123?
In general, a person who believes that they may have suffered a home or automobile theft and may need to file a report with the FBI or state law enforcement is advised to complete FEMA Form 90-123. This form can be used when filing a FEMA claim as soon as a person files a separate claim with the State in the county where the theft or damage occurred. It can also be used to file a report with the Department of Motor Vehicles (DMV), if the crime occurred in a neighboring state, the DMV will need to verify the claim.
Other Federal agencies may require different filing requirements. To determine if you need to file a report with a federal agency, look at the form you are filing and see if it requires filing with a federal agency. The list below may not be comprehensive; if you believe you should be filing a report with someone else, please contact your local U.S. Attorney.
What should a person complete FEMA Form 90-123 on?
FEMA Form 90-123 is only applicable to personal property that has been damaged or lost.
How should a person complete FEMA Form 90-123?
Fill in the form as complete as possible:
If the individual has had personal property stolen or lost, they should enter the following:
Name of person who lost or stole the property
State of county where property was stolen or lost
Date the property was stolen or lost
Type of personal property lost or stolen
Type of lost or stolen personal property
Location of property lost or stolen
Reason for personal property loss or theft
Description of personal property lost or stolen
Reason for theft
If the individual needs to file a report with the FBI, please complete Form FBI 922-1.
What information should a person print out from the form?
FEMA Form 90-123 requires a property description and contact information. If a person was not home when their property was lost or stolen, please also include information for the person's attorney, a contact person or other representative in the area that may be able to help the individual with the claim.
The form also requires the type of personal property, such as a car or bike, that was stolen and the date the property was stolen or lost. A person should print or save the form and any attachments in case the item appears on the market. This information can prove valuable in a court case.
When do I need to complete FEMA Form 90-123?
Most individuals who qualify for Federal Disaster Assistance and Federal Flood Insurance Payments may complete FEMA form 90-123 by providing their personal data through FEMA's website.
FEMA's requirements for FEMA form 90-123 can be found online here: Frequently Asked Questions on FEMA Forms 90-123 and FEMA's FEMA page provides additional details on form 90-123 procedures.
What should I do if I haven't received a notification of FEMA form 90-123 or Form 90-118?
FEMA will generally send notifications of its receipt to the individual using official government channels. When they are received, FEMA may advise the individual of an alternative means for notification or a time by which the individual may contact the agency. In cases where FEMA has not received the FEMA Form 90-123 by the applicable publication deadline, FEMA may contact the individual directly with questions regarding eligibility.
Why can't I get FEMA Form 90-123 by telephone?
Due to telephone lines not in operation immediately following September 11, 2001, information regarding FEMA forms 90-123 may not be received immediately. If you do not receive the notification of FEMA form 90-123 that you would have received had your telephone lines been working immediately following the attacks, this may indicate that your insurance carrier has not filed for the forms that would ordinarily be mailed. If you cannot obtain a form 90-123 or 90-118 from your insurance carrier or because the information provided is incorrect, contact your local office of the Federal Emergency Management Agency at 1–800–FEMA–1088.
What if I have questions not listed above?
If you have additional questions concerning FEMA's application or other related issues, you may submit letters regarding the application to the National Register of Historic Places (CNRHP) via the Internet site.
FEMA's website can be accessed at: National Register of Historic Places at FEMA.gov/NRHP
Additional information may also be found on the website of the Florida Division of Historical Resources.
Can I create my own FEMA Form 90-123?
In most states, if you want to create a FEMA-certified form, you must provide a copy of the certification from your insurance company. In California, you will be asked to do this at both your home and employment.
I have received an FEMA form but no further details. What do I do now?
You may either write a letter addressed to the FEMA Administrator requesting further information and be assured that your disaster aid will be delivered as directed, or you can call.
I sent a request for information to FEMA, and they never responded. How do I get my money?
FEMA does not issue claims, so if FEMA does not respond to your request for information you should contact your insurance company and request a claim form. Insurance companies are required to keep accurate records of claims that they pay out. Claims forms are also required for FEMA inspections of damaged homes, for the “FEMA Form 90-233” for people who lost their home, or for emergency response vehicles.
What are the fees for FEMA? What is in the FEMA Form 90-233?
The fees for FEMA are:
1. A check sent to the address on your original request for FEMA information from FEMA.
2. The FEMA Form 90-233.
What documentation are required for FEMA?
To qualify for FEMA's help you must provide documents including:
— A copy of your insurance certificate or policy listing your property damage, or personal casualty loss, that you suffered.
— A copy of your insurance certificate or policy naming a person from whom FEMA needs to get the damage or casualty damage report
— A copy of your insurance certificate or policy that lists the FEMA agent with whom you have been dealing with, or was dealing with while in Texas prior to Katrina.
— A copy of your insurance certificate or policy listing insurance on the home that has been damaged or destroyed (including FEMA repair bills).
— A copy of any damage report or report on the FEMA inspected property
— Any other evidence that proves your property was damaged during the recent flood event.
There are other requirements:
— FEMA will not inspect your home unless the damage from the flood event is certified as being 1,000 or more.
— FEMA will not pay you for any losses or damages that occur on the property you inspected.
What should I do with FEMA Form 90-123 when it’s complete?
FEMA 90-123 is the FEMA form you used to report the loss, damage, or destruction (the same one you used to report the initial flood damage) of your property's contents. The form may be printed, and stored in your safe or storage area, or may be mailed with a self-addressed, stamped envelope to the address below.
In order to provide a better service to you and help maintain the integrity of your government services, FEMA recommends that you ship an additional copy of the 90-123 to a third party agency upon request.
Contact the Agency that received your 90-123 with your request(s).
If you are unable to provide the agency(IES) that you requested, please fax or email your request(s) to the following numbers:
National Flood Insurance Program
P.O. Box 834
Fort Worth, TX 76
The agency you contact from Form90-123 must agree to your request(s), and it is your responsibility to comply.
What should I do with the completed 90-123?
FEMA 90-123 is a record of your loss. You should not keep or display it in your home and will need to destroy it properly if it has been damaged. Your loss must be reported on a FEMA-mandated form.
You must notify FEMA of the destruction of the 90-123. FEMA requires that the 90-123 be reported to the agency by mail within 30 days of its destruction.
When an agency receives a copy of your 90-123, it can use it to help determine whether to issue a claim for lost, damaged, or destroyed goods and services through the FEMA National Flood Insurance Program.
What is a FEMA-sanctioned disaster loss?
When a home, business, or public building suffers damage to or loss of vital documents or property, the property becomes hazardous. This is a FEMA-sanctioned disaster loss. You must contact the agency whose 90-123 was destroyed to apply for a claim. As a general rule, they will request a new letter with information indicating where property has been damaged.
What do FEMA inspectors do with Form 90-123 once I file it?
FEMA inspectors require that you complete the section of Form 90-123 entitled Property Damage Summary Form.
How do I get my FEMA Form 90-123?
You can call the Texas Department of Insurance and ask if you have it. The Insurance Department will give you a number for your records. After you receive the Form 90-123, get ready to get some help.
Get Your Flood Insurance Quote Today!
Your flood insurance rate will vary. Check your current rate or compare the price of similar policies to find the best rate. You can get the best rate without committing to a policy until you have proof of insurance with you:
Checking your flood insurance policy is important because it helps protect your assets and your home. Your insurance company will review all the damage you've caused to your home and assess the financial damage you'll need to pay. Your flood insurance policy may limit how much of your home's value you'll cover, but if your loss does exceed your policy's limits, your policy may not come with a premium to pay a portion of your losses.
Getting a new flood insurance policy before a disaster can keep you in a better position:
If flood insurance doesn't cover the total cost of a flood, the only way to cover it is if you put up money toward your insurance deductible. Some insurance companies will only pay for the deductible if flood insurance has already been purchased. If you've already bought a policy with deductible costs to be covered, contact your current insurance company to find out if you must put up a portion of your deductible to be covered during your policy's coverage period. If it's been more than three years since your first flood, you may only have up to 100% of your deductible.
You also want flood insurance if the storm caused significant property damage — and if your insurance company doesn't have flood insurance for that area. If you do buy a new flood insurance policy during the hurricane season, you must file with your current insurance company each year so that it has the latest information about the conditions on your property and the potential damage the storm could cause on your home.
Be aware that hurricane evacuation notices come before flood insurance premiums are set for the following year. Your flood insurance rates may increase by a percentage, or an entire policy may be canceled.
Are you ready to protect your family and your home from potential disasters? Contact your insurance company to find out if you're covered for your home and vehicle.
Get a Flood Insurance Quote
Get your flood insurance quote today by visiting our InsuranceQuotes page and filling out the form available on the right side of this page.
What documents do I need to attach to my FEMA Form 90-123?
As you prepare for your interview, you will receive a FEMA Form 90-123 (Request for the Emergency Room). You must sign the return on this form and sign or date all the information in it. If you have not already done so, attach a copy of your Social Security card to the Form 90-123 (Request for the Emergency Room). The Social Security Card shows your name, date of birth, social security number (SSN), social insurance number (SSI), and your sex. Also attach your passport or other Government-issued photo identification including driver's license and military identification, if one is issued to you.
Are there any restrictions regarding the time I may be in the emergency room? Can I be transferred between hospitals to see patients?
Generally, you cannot be seen in the emergency department for a period longer than 2 hours unless in the emergency room in a hospital emergency room on the same floor as the emergency room in which you work.
However, a doctor or nurse in the emergency or inpatient setting may release you to your normal duties within 1 hour of the initial arrival (up to 6 hours if arriving as part of a group). If you are discharged to care for children or others (for example, a parent), contact the office for this purpose immediately and ask that the discharge be documented in the emergency room.
You may be allowed outside the emergency room to see patients, but only if you are admitted for a short period of time and are then transferred to an outpatient setting. If you are released at this time, leave the area unless you are transferring back to the emergency facility for an extended time.
What information must I provide during my interview?
Please complete the appropriate questionnaires (including the form you received with your form-14). You can find answers to questions about your family's financial resources in the instructions to your form-14 or in this glossary.
You will be asked a series of questions to test your knowledge of and ability to respond to various aspects of the program.
What are the different types of FEMA Form 90-123?
FEMA Form 90-123, which you can download here, is what the federal government uses to give the official approval for a disaster relief grant. Your state may have forms for other types of needs, but you can't legally use them until FEMA gives permission.
How much did FEMA provide?
In all, FEMA provided nearly 1 billion in disaster relief funds that went directly to people during the 2017 hurricane season.
How do I apply for a grant?
If you have already experienced serious damage to your home, you may be eligible to have your home repaired through private funds or through FEMA's Home Repair program. You can apply for the grants through your local county's Office of Emergency Management or through the Emergency Assistance website.
Is FEMA going to help with rebuilding?
While FEMA is unable to help with rebuilding in the immediate aftermath of a hurricane, it does provide grants through its Home Repair program. FEMA will also help victims rebuild a home at a disaster shelter.
You should have a detailed plan for rebuilding. It's important to ensure that the structure is safe and able to withstand the wind, rain and potential for additional damage from mold and pests. You can see instructions for rebuilding assistance and how to apply for disaster assistance here.
I'm an evacuee! What do I do now?
As evacuees, you must apply for housing and other resources through your local county's emergency manager.
You can find more information about your county's assistance procedures here.
How do I know if I qualify for grants?
FEMA's Home Repair program will be used to assist people who need rebuilding assistance, but not necessarily to get a new home immediately. Your eligibility will also depend on how expensive your home is for your household, among other factors. You can find more information about the program on the FEMA website.
I work for a company or organization that is in the business of helping people who are displaced from their homes. What should I do now?
If you work for an organization that helps people deal with the aftermath of a disaster, like an insurance company or landlord, you may have to help in the days before, during or after a disaster. Contact your immediate supervisor and ask about opportunities. Most insurance companies take a one-time liability premium on their policies if they have to pay all or part of a claim.
How many people fill out FEMA Form 90-123 each year?
The federal government uses a variety of means — from registration forms to phone calls to mailing — to track and collect information about evacuees, including family members.
On the first day after the storm, more than 90,000 people applied for registration. Within a week, that number dropped to 27,000, or a total of 3,739 who applied in every U.S. state.
“While we knew we had to do something different we thought it was best to do it quickly so that as many people as possible could have the opportunity to apply by November 12,” said FEMA Director James Lee Witt.
FEMA is providing one application form for free online. Some states, such as Florida, offer refunds for forms lost at their offices. Others, like California, charge for the cost of a form.
There are three forms for individuals, including Form 70B, for residents and business owners. The second form, Form 70C, has been made free for residents and small businesses. And the third, FEMA 10-20-10, is more extensive and requires the following information: income and expenses. Each individual can fill out six other forms to get more information, such as credit card numbers and insurance information, about their home.
Is anyone required to file an application for an exemption?
All states have exemptions, however, they aren't meant to cover all evacuees.
“No, they're not required unless they've not been provided food or water or services by the (Federal Emergency Management Agency),” explained Steve Human of Emergency Management Assistance Compact, a New York-based nonprofit alliance.
“They're required to have a disaster declaration and to file an application for an exemption. Then they can go through one of the other exemption programs to apply for a different category of protection, or they can go through an application process,” he said.
“There are other exemption programs out there. There are things that can happen that can't necessarily be done through FEMA,” he warned. “That's how a lot of situations turn out.”
The federal government has not published the list of exemptions that apply nationwide yet, but it's based on a map they created.
Florida, for instance, requires all people to have been without access to safe water for three days for their disaster exemptions to apply. Residents and businesses located solely within the Florida Keys or in other parts of the state have to apply within 90 days.
Is there a due date for FEMA Form 90-123?
The due date for filing a claim for unpaid wages and damages is 30 days after the date of the injury.
How does a victim or the claimant file a claim for unpaid wages and damages?
If the injury, death or damage occurred within the past 15 months, the claimant must file a claim within 30 days of the event.
If the injury, death or damage occurred in the past 365 days, the claimant must file a claim no later than the 45th day of the month after the event or 45 days after the next regular business day after the incident of the injury, death or damage.
If an injury occurred in the past 365 days or more, but happened during the period of December 2014 through 2013, the claimant must file the claim within 30 days of the injury. If an injury, death or damage occurred in the past 15 months, the claimant must file his/her claim within 30 days of the injury. See the previous question for more information.
I was struck by a water main at my work home, and I've been out of work for about 2 years. After I filed my claim for unpaid wages and damages, I was contacted by the company's insurance company who agreed that even though the water main broke and caused injuries, the company does not owe me any wages and damages. Is this correct and if so, why did the company agree?
When an insurance company gets involved in the claims process, they are looking out for the best interests of their insured. They don't want to put off their payout to the victim by having to go to court later for more evidence. In the time frame you were under the sink, the sink water level was rising, and you may have become conscious when the pipe broke.
The Insurance Claims Board (ICBM) enforces a statute that is intended to protect the insured by ensuring that the payout goes to the victim of the injury even if the accident occurred before statute of limitations expired. This statute is called the statute of limitations for personal injury statute exception (SEA). The statute of limitations for personal injury is 10 years. You are entitled to a settlement or judgment or both before the statute of limitations expires if the injured person receives less than the damages that are due to the injury, based on your income, your net worth, and what other persons are owed that compensation as well.